Assistant Manager - Harrison Finance Company

JOB SUMMARY:
Performs all duties of the office including cash control, loan processing, collection activities and supervision of other employees. This person must be able to effectively manage the branch in the Manager's absence to produce a profitable office by complying with all company and regulatory policies and requirements by performing the following duties.
Anyone who takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan for compensation or gain must register with the National mortgage Loan system as a Mortgage Loan Officer (MLO). To be registered, the MLO must pass a background check. Failure to comply with registration and annual registration or not pass a criminal background check administered by NMLS will result in termination.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Responsible for delinquency control as a daily requirement of the job
Assists Manager with all functions requested for the branch to achieve its goals Builds business relationships and employee relations
Assists customers with completion of loan documents
Maintains clerical functions of the branch
Authorizes loan extensions within credit limits
Oversees the flow of cash and financial instruments in accordance with company policy
Assesses risk of all financial transactions executed by branch personnel in the absence of the Branch Manager
Contacts customers and business, community and civic organizations to promote goodwill and generate new business
Assists the Manager to prepare reports needed to satisfy requirements
Examines, evaluates and processes loan applications
Speaks with customers to resolve account problems
Establishes and maintains contact with finance-related industries such as banking, insurance, real estate and securities
SUPERVISORY RESPONSIBILITIES:
Directly supervises generally up to five employees in a Harrison Finance Company branch and carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.
Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
MINIMUM REQUIRED EDUCATION, EXPERIENCE, & KNOWLEDGE:
Bachelor's degree from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.
Language Skills
Ability to communicate effectively orally and in writing using the English language Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures, governmental regulations and procedure manuals
Ability to write reports, business correspondence and procedure manuals
Ability to effectively present information and respond to questions from groups of managers, clients, customers, employees of organization and the general public
Mathematical Skills
Ability to calculate figures and amounts such as discounts, interest, commissions and percentages
Reasoning Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists
Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.
Computer Skills
Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, Access and Powerpoint
Ability to learn or knowledge of Outlook email program
Certificates, Licenses, Registrations Valid Driver's License
Ability to meet current licensing requirements of various federal and state regulators and insurance companies
Anyone who takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan for compensation or gain must register with the National mortgage Loan system as a Mortgage Loan Officer (MLO). To be registered, the MLO must pass a background check. Failure to comply with registration and annual registration or not pass a criminal background check administered by NMLS will result in termination.
ESSENTIAL PHYSICAL & MENTAL REQUIREMENTS:
While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel such as using a computer mouse or writing; reach with hands and arms and talk or hear in person or on the telephone with other employees, supervisors and in some cases the general public and board of directors. The employee is frequently required to sit. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and color vision. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate.

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